Our Past

Bradford County's only true "community bank" opened its doors in 1957. Soon after opening, we approved our first loan of $10,000 to a local farmer, establishing ourselves as "the community's bank." Starting with a mere $59,000 in deposits, the bank grew to over $50 million in total assets by the mid-90s.

In 2001, Community State Bank opened a second branch in the town of Lake Butler in neighboring Union County. Since the Bank was chartered, our mission has been to serve the financial needs of the counties and surrounding areas in which we operate.

In 2023, DLP Bancshares acquired Community State Bank, with the hopes to expand their ability to support their local community, becoming the DLP Bank that we know today.

Over the years, DLP Bank has weathered real estate spirals, natural disasters, stock market crashes, and other economic challenges to become a premier financial operations center for Northeast Florida.

Our Present

Everyone who works at DLP Bank has a vested interest in the communities in which the bank serves. For this reason, DLP Bank is proud to present Kasasa, a new way to bank®.

Kasasa® offers free personal checking and excellent rewards, whether you're looking for high interest, cash back, or music and movie downloads.

Check out these free Kasasa checking accounts to see which one sounds right for you:

  • Kasasa Cash®
  • Kasasa Cash Back®
  • Kasasa Tunes®

And Kasasa Saver® is a free savings account with rates well above the national average. Have your Kasasa checking rewards automatically transferred to Saver at no cost to you! Saving has never been this easy!

DLP Bank also offers low rates on loans for every important stage of your life. Come see us about financing and skip the red tape at the megabanks.

  • Mortgage Loans
  • Auto Loans
  • Personal Visa® Credit Cards

We also understand that small businesses make up the backbone of our community, and we wish to support them in their efforts. If you're a small business in North Florida, you'll find a number of competitive loans to meet your needs. Where else to get a loan than your community bank, where you're so much more than just a number in a computer?

  • Small Business Loans
  • Commercial Real Estate Loans
  • Equipment Loans

Our Future

As of November 2023, Community State Bank transitioned to a new identity–DLP Bank. This rebranding is part of our ongoing commitment to provide you with superior banking services, and it marks the beginning of an exciting new chapter in our story.

What you can expect:

  • A new look to go with our new name, all with the same dedication to serving you

  • An upgraded suite of services and cutting-edge technology designed to make your banking experience even more seamless and efficient

  • No interruption to your services

  • No changes to your log-in credentials, account details, or transaction history

  • Changes to our website and mobile app

You may have noticed our new name and logo on your account statements, online banking platform, and at our physical locations. We are confident that the new DLP Bank will deliver an enhanced customer experience, reflecting our commitment to innovation, service, and community.

We want to take this opportunity to express our gratitude for your trust in us as your bank. Your continued support has been instrumental in our growth and success. As we embark on this new journey as DLP Bank, we look forward to serving you even better.

If you have any questions or concerns about this transition, please feel free to reach out to ourcustomer service team.

Thank you for your continued trust and loyalty.

Our Leadership

Thomas Fontaine

Thomas Fontaine

President & CEO of DLP Bank

Joseph Marsocci

Joseph Marsocci

Chief Credit and Risk Officer

Jon Grebinger

Jon Grebinger

Chief Financial Officer

Carolyn Reddish

Carolyn Reddish

Chief Operating Officer

James Eison

James Eison

Chief Technology Officer