APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.
Kasasa Cash* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $10,000 | 1.98% | 2.00% |
| $10,000+ | 0.15% | 2.00% to 0.32% |
| All balances if qualifications not met | 0.03% | 0.03% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled and agree to receive e-Statements
- Be enrolled in and log into online banking
That's it! If for some reason you don't qualify, you still earn the base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.
Kasasa Saver* Back to Top Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $10,000 | 0.25% | 0.25% |
| $10,000+ | 0.15% | 0.25% to 0.16% |
| All balances if qualifications not met | 0.03% | 0.03% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled and agree to receive e-Statements
- Be enrolled in and log into online banking
And that's it! And if for some reason you don't qualify, you can still earn the base interest rate. You can get back to earning the full rewards the next monthly qualification cycle.
Certificates of Deposit (CDs) Back to Top Learn More
| Term | Interest Rate | APY |
|---|---|---|
| 3 Months | 1.00% | 1.01% |
| 6 Months | 3.25% | 3.30% |
| 12 Months | 3.10% | 3.15% |
| 18 Months | 3.00% | 3.05% |
| 24 Months | 3.00% | 3.05% |
| 30 Months | 3.00% | 3.05% |
| 36 Months | 3.00% | 3.05% |
Minimum deposit to open is $1,000. Penalty for early withdrawal.
Savings Accounts Back to Top
| Account | Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|---|
| Regular Savings | $100 | 0.10% | 0.10% |
| Youth Savings | $5 | 0.10% | 0.10% |
| Personal Money Market | $2,500 | 0.05% | 0.05% |
| Business Money Market | $2,500 | 0.05% | 0.05% |
Checking Accounts Back to Top
| Account | Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|---|
| Business Interest Checking | $1,000 | 0.05% | 0.05% |
Loan Rates Back to Top
Our rates are designed to meet several situations. Please call to discuss rates with one of our lenders.