Pick out your welcome mat.
Simple, straight-forward unbeatable home mortgage service will have moving day around the corner.
Benefits You'll Love
- A variety of rates and terms to meet your needs
- Choose from a wide range of programs to match your budget
- Get pre-approved financing for purchase, refinance, or construction
- Enjoy fast, local decision-making and processing
- Finance a your new home purchase
- Build equity instead of wasting money on rent
- Competitive interest rates on a wide range of mortgage lending programs:
- Conventional and jumbo loans
- FHA, USDA Rural Housing, & VA Loan programs
- One-time close construction/permanent financing
- Affordable payments to fit your budget
- Investment/rental property programs available
- Land loans available also
- Easy efficient processing, from start to closing
- Detailed, attentive service from people you know
We also offer refinancing for customers with existing home mortgage loans from another bank or lender. Talk to a lender about your refinancing options and getting a lower rate.
- Refinance your home
- Get a lower interest rate
- Save money with lower monthly payments
- In-house servicing for fast approvals and efficiency
- Easy efficient processing, from start to closing
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
| Term | Interest Rate | APY |
|---|---|---|
| 3 Months | 1.00% | 1.01% |
| 6 Months | 3.25% | 3.30% |
| 12 Months | 3.10% | 3.15% |
| 18 Months | 3.00% | 3.05% |
| 24 Months | 3.00% | 3.05% |
| 30 Months | 3.00% | 3.05% |
| 36 Months | 3.00% | 3.05% |
Minimum deposit to open is $1,000. Penalty for early withdrawal.
Checking Accounts
| Account | Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|---|
| Business Interest Checking | $1,000 | 0.05% | 0.05% |
Kasasa Cash*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $10,000 | 1.98% | 2.00% |
| $10,000+ | 0.15% | 2.00% to 0.32% |
| All balances if qualifications not met | 0.03% | 0.03% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled and agree to receive e-Statements
- Be enrolled in and log into online banking
That's it! If for some reason you don't qualify, you still earn the base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.
Kasasa Saver*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $10,000 | 0.25% | 0.25% |
| $10,000+ | 0.15% | 0.25% to 0.16% |
| All balances if qualifications not met | 0.03% | 0.03% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled and agree to receive e-Statements
- Be enrolled in and log into online banking
And that's it! And if for some reason you don't qualify, you can still earn the base interest rate. You can get back to earning the full rewards the next monthly qualification cycle.
Loan Rates
Our rates are designed to meet several situations. Please call to discuss rates with one of our lenders.
Savings Accounts
| Account | Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|---|
| Regular Savings | $100 | 0.10% | 0.10% |
| Youth Savings | $5 | 0.10% | 0.10% |
| Personal Money Market | $2,500 | 0.05% | 0.05% |
| Business Money Market | $2,500 | 0.05% | 0.05% |